How to Set Up Your ATM Business Bank Accounts

Setting up the right bank accounts is a key step when starting your ATM business. It keeps your money organized and helps you track your earnings.

Why do you need two accounts?

• One account is for your ATM surcharge income (the fees you earn).
• The other account is for your vault cash (the money you load into the ATM).

How to open your accounts:

1. Choose a bank that works with small businesses.
2. Bring your business paperwork (like your LLC documents).
3. Let them know you’re an ATM business
4. Tell the bank you need two accounts—one for deposits, one for cash use.

Tips for success:

• Keep your ATM money separate from your personal money.
• Use online banking to check your balances easily.
• Ask your bank about any fees.

Checklist:

•  Register your business (LLC or similar)
•  Pick a business-friendly bank
•  Open two separate accounts
•  Set up online banking

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